ORACLE MORTGAGE COMPANY

Privacy Policy

Effective Date: September 2, 2026

Oracle Mortgage Company (“Oracle Mortgage,” “we,” “us,” or “our”) respects the privacy of our customers, prospective customers, website visitors, and individuals who provide information to us in connection with mortgage services, educational programs, seminars, webinars, or other inquiries.

This Privacy Policy explains the types of information we may collect, how we use that information, how we protect it, and the circumstances under which information may be disclosed.

1. Information We Collect

Depending on your interaction with Oracle Mortgage Company, we may collect information including your name, mailing address, email address, telephone number, employment and income information, assets and liabilities, property information, mortgage information, credit-related information, Social Security number, date of birth, and other information necessary to evaluate or process a mortgage loan request.

For individuals registering for educational events, webinars, seminars, or other informational programs, we may collect basic contact information such as name, telephone number and email address.

2. How We Use Your Information

Oracle Mortgage Company may use the information we collect to:

• Respond to your inquiries and requests;
• Register you for educational events, webinars or consultations;
• Communicate with you regarding mortgage and homebuying services;
• Evaluate your mortgage financing needs;
• Process or assist with a mortgage loan application;
• Identify mortgage programs and lenders that may be appropriate for your requested financing;
• Submit information to a lender when you authorize or request us to seek mortgage financing on your behalf;
• Process, administer or facilitate a mortgage transaction; and
• Comply with applicable federal and state laws, regulations, legal processes and regulatory requirements.

3. How We Share Information

Oracle Mortgage Company does not sell your personal information.

We do not share your personal information with unrelated third parties for their independent marketing purposes.

When you request mortgage financing, we may disclose information necessary to lenders with whom we are seeking financing for you, as appropriate to evaluate, process, underwrite, approve, close or otherwise facilitate your requested mortgage transaction.

We may also disclose information when reasonably necessary to process or administer a transaction you have requested or authorized, to service providers performing functions necessary to provide our services, or when disclosure is required or permitted by applicable law, regulation, court order, subpoena, governmental request or other legal process.

This distinction is important because Regulation P expressly contemplates disclosures necessary to process or administer a financial product or transaction requested or authorized by a consumer. 

4. Protection of Personal Information

Oracle Mortgage Company maintains administrative, technical and physical safeguards designed to protect personal information against unauthorized access, use or disclosure.

Access to nonpublic personal information is limited to individuals who need the information to provide mortgage services, process transactions, perform authorized business functions, or satisfy legal and regulatory obligations.

Federal privacy rules require covered financial institutions’ privacy notices to address their practices for protecting the confidentiality and security of nonpublic personal information. 

5. Website and Online Forms

When you submit information through an Oracle Mortgage Company website, landing page, Facebook or Instagram lead form, registration form, or other online form, we may use the information to respond to your request, register you for an event, provide requested information, or communicate with you regarding mortgage-related products or services in which you have expressed an interest.

Submitting an inquiry, registration form, or other online form does not constitute a mortgage application, loan approval, commitment to lend, or guarantee that you will qualify for a particular mortgage program.

6. Email and Telephone Communications

If you provide your email address or telephone number, Oracle Mortgage Company may use that information to respond to your inquiry and communicate with you regarding the service, event, consultation, or mortgage-related information you requested.

Any consent required for particular marketing communications will be obtained as required by applicable law. Providing contact information does not guarantee eligibility for any mortgage product or program.

7. Information About Children

Oracle Mortgage Company’s mortgage and homebuyer services are intended for adults. We do not knowingly solicit personal financial information from children.

8. Changes to This Privacy Policy

Oracle Mortgage Company may update this Privacy Policy periodically to reflect changes in our business practices, technology, legal requirements, or regulatory requirements. Any revised policy will be posted on our website with an updated effective date.

9. Contact Us

If you have questions about this Privacy Policy or Oracle Mortgage Company’s privacy practices, please contact:

Oracle Mortgage Company
NMLS #2405344
Website: oraclemtg.com
Homebuyer Education: firsttimebuyermistakes.com